Mobile payment mobile decision in: full UnionPay standard

June 27, message, according to informed sources, the China Mobile group recently issued internal messages requires developing 13.56MHz (NFC) technology for mobile payment standard, originally independent advocacy 2.4G (i.e. RF-SIM) technology full stop, only reservations of rights.

This means that China Mobile has been reached within the full UnionPay advocate standards; thus, in the mobile and mobile payment in the payment in two standards on dispute settled. The Insider also revealed that, although the mobile payment this KPI assessment index this year, due to the new technology standard details have not yet been determined, the current provincial company mobile payment business basic stop.

China Mobile phone payment standard suddenly become

Mobile payment transactions by brush POS and on-site payment transactions through a network of two remote payment, payment is the mobile payment technology focus of controversy.

Currently to resolve payment mobile and POS communication problems between the three technologies is based on the NFC, RFID technology as well as RF-SIM SIM-Pass.

The key is communication wireless frequency differential and integrated SIM card.

Prior to this public information displays, in the domestic mobile phone to pay this emerging market, China Mobile advocate 2.4G technology (i.e. RF-SIM), and China UnionPay to China Unicom, China Telecom advocacy is 13.56MHz (NFC) technology — the latter and RFID-SIM card cannot be compatible.

Thus, in the mobile and contest the fact in UnionPay is mobile payment of two standards.

Prior to this, a message displays in early June, due to technical communication frequency 2.4G not compatible with UnionPay POS, promotion costs, China Mobile seems to be quietly move closer to the China UnionPay; being halted 2009 lead the way mobile payment business, its RF-SIM alternative for UnionPay-led 13.56MHz mobile phone payment.

Last week the Insider to Tencent technology revealed that, in the mobile group has recently issued a message to determine 2.4G (i.e. RF-SIM) standard only on rights, business comprehensively promote 13.56MHz (NFC) technology.

Industry chain enterprise prospects unclear

As far as public information displays, mobile phone payment industry chain includes four main areas, namely RF-SIM chip design and manufacturing, RF-SIM module encapsulation, RF-SIM card manufacturing and mobile payment business operations.

From upstream to downstream involving national science and technology, long electric technology, eastcompeace, huashengtian into dozens of enterprises.

Insiders, mobile phone payment on strategic direction changes slightly, on the above-mentioned business was fatal blow.

Order cancellation and future market expectations of unmeasurable, will give the industry chain enterprises incalculable.

If according to the China Merchants securities studies, eastcompeace in 2009 for Mobile provides RF-SIM card, at present, the latter total amount of 80% of the purchase, the company first quarter order quantity of 100 million, gross margin up to 30%, expected annual income can be hyper-4 billion.

It is learnt that the provincial companies in dealing with inventory and has issued RF-SIM card issue, is also an urgent need to solve things.