Tuesday, November 30, 2010

Avoid the traps and the self-service "access control" prevention of bank card fraud

Today, modern man lives become increasingly dependent on bank card, credit card fraud to the cardholder leave unpleasant experience with the card.

In order to protect the safety of using card, Shanghai Pudong Development Bank professionals in particular gave us some important reminders:

First, avoid the self-service "door trap"

1. self-service access control system with card, pay attention to the door if password keyboard or modified marks; access control system with card, hand-cut card face up card number and other information, prevention is the pinhole camera sneak peek.

2. on the ATM, pay attention to whether or not there is an extra device or camera, keyboard has adapted signs or labeled films; when you enter the password should be as fast and physical block.

Do not set a simple password to prevent cracking.

3. If the suspicious access control or other ATM parts modified marks or suspicious access control on the operation, you should immediately call the bank customer service hotline, call 110 alarm.

2. deletion of deceptive fraud set on SMS

1. be familiar with the individual banks customer service call, do not believe that the other phone numbers from the "risk".

2. on suspicious voice calls or text messages do not respond to, directly contact the relevant unit or issuing bank customer service inquiries.

3. takes note of the protection of the identity information, account information, in any case, don't let the cat out of the bank card password.

Any person not entitled to ask for a password.

4. never follow a stranger's "guidance" for ATM or Internet banking, your money may therefore fall into the pockets of the cheater.

III. illegal do card intermediary obtaining high fees

1. in order to prevent fraud, reduce the personal data and the risk of being stolen, not to delegate, non-bank counters or the Bank authorized formal institutions charge a credit card.

2. no malicious overdraft, or active participation in the credit card to obtain cash, so as to avoid personal credit situation has a negative impact.

3. protection of personal information, to prevent the diversion of your ID card.

4. do not take part in cash, common maintenance of bank cards health good development environment.

Shanghai Pudong Development Bank lodge all cardholder provided timely language services, will help you hold accounts, security accounts.

But to remind, in order to ensure that you can receive relevant information, the cardholder must timely updates to the Bank's own valid phone number.

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